Tradie insurance, Australia-wide

It isn't compulsory for every trade under general law, but many licensing bodies, builders, councils, property managers and commercial clients require it before you start work. In practice, most tradies need it to win work. We can help you check what your contracts and licence require.

That depends on your trade and the contracts you work under. Many head contractors and commercial sites specify a minimum limit in their contract. We'll check your requirements and suggest a limit that meets them.

It depends on the policy. Some insurers cover theft from a locked vehicle with visible signs of forced entry; others have conditions about where the vehicle is parked or require tools to be in a locked toolbox. We'll explain the conditions before you buy.

Yes. Once your policy is in place, we can issue a certificate of currency for new jobs or head contractors, including any interested party notations your contract requires.

Australia-wide. Our clients deal with us by phone and email, wherever they are based.

Generally no. Public liability covers injury or damage you cause to others, but usually not the cost of fixing or redoing your own work. We can explain where the line falls in your policy.

Yes. Commercial motor covers the vehicle, and portable tools cover can sit in a business pack or a separate policy. We can arrange both and line up renewal dates.

Most sole traders start with public liability and tools cover. Depending on your trade, you may also consider income protection, commercial motor and professional indemnity for design or advice work.

Many insurers and premium funding providers offer monthly instalments. Interest or fees may apply, so we explain the options before you choose.

Tell us before you start. Policies are based on the work you declare, and new activities may not be covered until the insurer agrees.