Duty of Disclosure

Please read the following important information. Contact your Broker if there is anything you do not understand, or if you have any questions.

Duty of Disclosure / Duty Not to Make a Misrepresentation

Before you enter into an insurance contract, you have a duty of disclosure under the Insurance Contracts Act 1984.

By law, you must take reasonable care not to make a misrepresentation. This means giving us true, complete and accurate answers to our questions, including where you provide information on someone else’s behalf.

We use your answers to decide whether to insure you and on what terms.

If any of your answers are misleading, incomplete, inaccurate or fraudulent, the insurer may reduce or not pay a claim, cancel your policy, or treat it as if it never existed.

If you do not understand a question, are unsure how to answer, or anything is unclear, please contact us immediately.

For further information, please view the current Ausure Financial Services Guide and Terms of Engagement:

https://ausure.com.au/fsg/

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Every business is different - which means you need an insurance solution that is tailored for you. For more information, contact us today.